What is the root cause of ethical failures in the financial system according to Zizek?

According to Slavoj Zizek, the root cause of ethical failures in finance is not a crisis of values or personal corruption, but the capitalist system itself. He argues that the global capitalist structure inherently pushes individuals toward violating elementary ethical rules through its normal functioning and profit pressures. Zizek references Bernard Madoff as an example, noting that Madoff simply embodied the system's inherent problems rather than being an ethical outlier. This perspective challenges the Vatican's view that attributes the economic crisis to moral failings rather than systemic issues within capitalism.