What led Bailey Ann Vincent to file for medical bankruptcy?

Bailey Ann Vincent explains that filing for medical bankruptcy wasn't really a decision she made, but rather one forced upon her by circumstances. While in the ICU being treated for her cystic fibrosis, she accrued a massive medical bill that she couldn't manage financially. She describes how these medical expenses quickly snowballed beyond control, making bankruptcy essentially inevitable. Her experience highlights the harsh reality many American families face when serious illness strikes, as mounting healthcare costs can rapidly overwhelm even careful financial planning.