How are Americans funding their medical care when insurance claims are denied?

When insurance claims are denied, Americans are turning to grassroots funding solutions. In 2023, one in five claims on healthcare.gov were reportedly denied, forcing people to seek alternative ways to pay for medical care. In 2021, approximately $650 million, representing about one-third of all funds raised by GoFundMe, went to medical campaigns. This reflects a troubling reality where regular Americans are pooling their resources to support one another's healthcare needs because they have no other options. This grassroots approach to funding medical care has become a necessary last resort in a wealthy nation where the healthcare system often fails to provide adequate coverage.